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Saturday, October 24, 2009

AMEX Credit Card

Credit Cards also known as plastic money. It is a plastic card with a magnetic strip is issued by the bank for transaction purposes. It is a modern trend to carry credit cards and not the actual money when going for shopping, while eating out or just going for a vacation.
   

There are many credit cards used all over the world. American Express (AMEX), Visa or MasterCard Credit Cards are just a few most popular ones. Though all these cards seem to be similar, there are many differences between them.

Visa and MasterCard are the modes of paying the bills for the products that we have bought. We can say that Visa and MasterCard are the systems wherein we can make the payments allowed by businesses to accept. These two cards fully rely on the banks and cannot stand on their own to make the payment. Only thing they do is to give the credit and then charge the interest on the same. In this Bank plays a major role.


Whereas, in AMEX it has its own payment system and it gives credit facility to the consumers. Bank is not involved in this type of credit card. AMEX plays an important role as it decides whom to issue the card and not to others. They have this power as it does not depend on the bank and is independent.

When we check the popularity of the cards, MasterCard and Visa are the most popular and widely used all over the world making it a universal credit card. AMEX is still toddling in this matter, although it is great credit card and has many advantages over the MasterCard and Visa Credit Card.

Since Visa and MasterCard is given by the banks, you have to look at many banks, their different schemes available, and then selecting one. AMEX is a unique one, we can just browse through the internet find the offers given and the annual percentage rate that has to be paid. Sometimes if we are lucky, we can find a credit card with high spending limit and low interest rate.

AMEX promises to offer many good features and best customer services. AMEX credit card looks attractive too. A new introduced card, AMEX Blue amazing security, there is no annual fees or annual percentage rate to be paid for the first year.


You can get credit for a longer period without paying any interest. After a certain time, you pay a very low fees making the AMEX Card one of the best credit cards in the World. There are different types of credit cards as per the needs of different types of people. Getting this card is also very easier, you just need to fill up the form online and if all the requirements needed by them meet, you are approved and the AMEX Credit card is yours.

You just need to visit http://www.creditcards.us

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